The ten-step checklist for finding a second home

• Determine how you will you use your second home. Do you want a second home for vacation, investment or retirement purposes?

• When researching locations consider climate, cost of living, recreational activities and proximity to your family or primary home.

• Choose a location with features that interest you. Do you like the beach? Do you golf or ski? Do you like hiking and nature trails?

• Determine your ideal travel distance. Can you drive there? Can you afford to fly every time? How close will you be to family and friends?

• Purchase your property through a real estate professional that has experience with second homes. The right agent or broker will make your search more efficient and more enjoyable.

• Make inquires with local residents, visitor centres or chambers of commerce.

• Do your research.  There are a lot of resources online today, and some even geared specifically to buying second homes.

• Visit the desired destinations. Eat dinner at the local restaurants, walk through the main part of town, explore nearby parks and outlying communities.

• Get organized and make sure your finances are in order. Check your credit report and be pre-approved.

• Remember to have fun!